Ken Degney, Manager
800-GO2TAHOE
(800)462-8246
(530) 546-3305
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A
Acceleration Clause
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Adjustable-Rate Mortgage (ARM)
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B
Balance Sheet
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C
Call Option
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D
Debt
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E
Equal Credit Opportunity Act (ECOA)
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F
Fair Credit Reporting Act
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G
General Contractor
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Governmnet Mortgage
Government National Mortgage Association
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Grantor
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Group Home
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H
Hazard Insurance
Home Equity Conversion Mortgage (HECM)
Home Equity Line of Credit
Home Inspection
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Homeowners' Association
Homeowner's Warranty (HOW)
HomeStyle Construction-to-Permanent Mortgage
HomeStyle Mortgage Loan
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I
In-File Credit Report
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Index
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InterestFirstSM Mortgage
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J
Joint Tenancy
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L
Late Charge
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M
Manufactured Housing
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Multidwelling Units
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N
Negative Amortization
No Cash-Out Refinance
Net Cash Flow
Note
Nonliquid Asset
Note Rate
Notice of Default
O
Occupancy Date
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Ongoing Costs
One-Year Adjustable-Rate Mortgage
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Other Financial Companies
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P
Planned Unit Development (PUD)
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PITI Reserves
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Point
Power of Attorney
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Prepayment Penalty
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Principal Balance
Private Mortgage Insurance (PMI)
Promissory Mote
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Q
Qualifying Ratios
Quitclaim Deed
Qualifying Guidelines
R
Real Estate Settlement Procedures Act (RESPA)
Realtor
Radon
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Rate-Improvement Mortgage
Rate Lock
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Recorder
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Recording
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Rehabilitation Mortgage
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Remaining Term
Rent Loss Insurance
Rent with Option to Buy
Repayment Plan
Replacement Reserve Fund
Reverse Mortgage Counseling
Revolving Liability
RHS Loans
Right of First Refusal
Right of Ingress or Engress
Right of Survivorship
Rural Housing Service (RHS)
S
Sale-Leaseback
Second Mortgage
Secondary Mortgage Market
Savings and Loans
Secured Loan
Security
Seller Take-Back
Servicer
Seller Versus Buyer Closing Costs
Servicing
Settlement
Settlement Sheet
Single-Family Properties
Six-Month Adjustable-Rate Mortgage
Special Deposit Account
Standard Payment Calculation
Subdivision
Step-Rate Mortgage
Subordinate Financing
Subsidized Second Mortgage
Survey
Sweat Equity
T
Truth-in-Lending
Taxes and Insurance
Tenancy in Common
Tenancy by the Entirety
Tenant-Stockholder
Termite Inspection
Third-Party Origination
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Title
Title Search
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Total Expense Ratio
Transfer of Ownership
Townhouse
Trade Equity
Transfer Tax
Treasury Index
Trustee
Truth-in-Lending
Two-Step Mortgage
Two-to Four-Family Property
U
Underwriting
Unsecured Loan
V
VA Mortgage
Vested
Veterans Administration (VA)
W-Z
Ways of Obtaining a Loan
What-if Analysis
Wraparound Mortgage
What-if Scenario
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